PLANET HOME LENDING, LLC

14,458 mortgages originated in 2025 across 38 states, and what they cost borrowers.

Loans originated

14,458

Median rate

6.125%

Median lender fees

$5,483

Median loan amount

$285,000

Median spread over APOR

0.087

Paid discount points

45.5%

Received lender credits

64.8%

Purchases / refinances

36.3% / 57.7%

Conventional / FHA / VA

27.6% / 40.2% / 31.3%

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 95.4% of loans here — see methodology.

Where PLANET HOME LENDING, LLC lent

States with at least 50 loans in 2025, ranked by volume.