Mortgage lenders in West Virginia

71 lenders originated 21,812 mortgages in West Virginia in 2025, about 74% of everything lent in the state. What each of them charged.

Lenders here: 71
State median rate: 6.624%
State median fees: $4,940

Every lender that originated at least 1,000 mortgages nationally in 2025 and lent in West Virginia, ranked by loans made here. Together they account for 74% of the 29,629 mortgages originated in the state; the rest came from smaller lenders that fall below the threshold. The last column is how much of each lender's national business is in West Virginia — a local institution and a national one can sit on the same row with very different reasons for being here.

Lender	Loans here	Median fees	Median rate	Share of its book
Rocket Mortgage, LLC	2,472	$5,498	6.875%	0.6%
City National Bank of West Virginia	1,808	$200	6.290%	61.4%
The Huntington National Bank	1,148	$4,457	7.000%	2.2%
Loandepot.Com, LLC	1,044	$5,647	6.575%	1.1%
WesBanco Bank, Inc.	956	$4,320	6.010%	15.3%
Truist Bank	919	$4,327	6.625%	2.2%
MOVEMENT MORTGAGE, LLC	785	$6,065	6.625%	1.4%
Mortgage Research Center, LLC	771	$3,792	6.250%	0.9%
CROSSCOUNTRY MORTGAGE, INC.	723	$7,776	6.575%	0.6%
UNITED SHORE FINANCIAL SERVICES, LLC	675	$7,165	6.250%	0.2%
Navy Federal Credit Union	500	$2,725	7.000%	0.6%
Integrity Home Mortgage Corporation	488	$9,698	6.500%	15.7%
Peoples Bank	446	$3,364	7.240%	20.3%
VANDERBILT MORTGAGE AND FINANCE, INC.	407	$6,871	9.990%	2.0%
LENNAR MORTGAGE, LLC	402	$6,567	6.625%	0.7%
PRIMELENDING, A PLAINSCAPITAL COMPANY	380	$5,793	6.375%	1.5%
PENNYMAC LOAN SERVICES, LLC	368	$5,501	6.124%	0.4%
Gateway First Bank	337	$4,995	6.625%	4.2%
United Bank	332	$3,938	6.900%	10.7%
FREEDOM MORTGAGE CORPORATION	293	$5,868	6.250%	0.4%
JPMorgan Chase Bank, National Association	292	$3,471	6.750%	0.3%
Broker Solutions, Inc.	267	$7,345	6.990%	0.5%
First Heritage Mortgage, LLC	267	$9,494	6.200%	3.6%
GUARANTEED RATE, INC.	264	$6,020	6.688%	0.4%
Alcova Mortgage LLC	255	$4,449	6.750%	4.1%
Atlantic Coast Mortgage, LLC	248	$7,591	6.375%	4.3%
PNC Bank, National Association	232	$4,605	7.000%	0.4%
STOCKTON MORTGAGE CORPORATION	226	$6,935	6.750%	3.2%
AmeriSave Mortgage Corporation	221	$5,377	8.375%	0.9%
NATIONSTAR MORTGAGE LLC	217	$4,240	7.000%	0.4%
NEWREZ LLC	210	$5,067	6.375%	0.3%
INTERCOASTAL MORTGAGE, LLC	210	$4,329	6.460%	7.9%
U.S. Bank National Association	186	$4,186	6.625%	0.2%
Fifth Third Bank, National Association	164	$3,908	7.875%	0.4%
21st Mortgage Corporation	157	—	10.140%	0.6%
SUCCESS MORTGAGE PARTNERS, INC.	155	$7,095	6.875%	3.7%
VICTORIAN FINANCE, LLC	150	$5,286	6.625%	14.5%
Atlantic Union Bank	149	$6,061	6.625%	2.9%
DHI MORTGAGE COMPANY, LTD.	139	$3,939	5.875%	0.2%
NVR Mortgage Finance, Inc.	138	$5,453	6.250%	0.8%
RMC HOME MORTGAGE, LLC	127	$9,745	6.625%	6.3%
AMERICAN PACIFIC MORTGAGE CORPORATION	123	$8,491	6.625%	0.5%
Community Trust Bank, Inc.	123	$2,769	6.500%	5.0%
UNION HOME MORTGAGE CORP.	115	$7,217	6.375%	0.3%
FIGURE LENDING LLC	108	—	8.475%	0.3%
Equity Prime Mortgage LLC	104	$7,671	6.500%	0.9%
LAKEVIEW LOAN SERVICING, LLC	96	$5,027	6.625%	0.6%
Manufacturers and Traders Trust Company	92	—	5.990%	0.4%
USAA Federal Savings Bank	91	$4,928	6.375%	0.8%
CARRINGTON MORTGAGE SERVICES, LLC	86	$7,104	6.625%	0.6%
First National Bank of Pennsylvania	82	—	6.490%	0.5%
Wells Fargo Bank, National Association	77	$4,710	6.375%	0.2%
Bank of America, National Association	75	—	6.490%	0.1%
VILLAGE CAPITAL & INVESTMENT LLC	75	$5,278	5.750%	0.7%
GUILD MORTGAGE COMPANY	74	$6,736	6.490%	0.1%
PLANET HOME LENDING, LLC	74	$4,578	5.990%	0.5%
SOFI BANK, NATIONAL ASSOCIATION	73	$2,942	7.990%	0.5%
NFM, INC.	71	$8,180	6.750%	0.4%
The Federal Savings Bank	70	$11,383	6.625%	0.8%
K. HOVNANIAN AMERICAN MORTGAGE, L.L.C.	68	$8,039	6.490%	1.7%
ROYAL UNITED MORTGAGE LLC	67	$5,960	7.000%	1.4%
CONSTRUCTIVE LOANS, LLC	66	—	7.500%	4.2%
ZILLOW HOME LOANS, LLC	60	$5,364	6.625%	0.4%
Cornerstone First Mortgage, Inc	55	—	6.875%	0.7%
PENTAGON FEDERAL CREDIT UNION	53	—	6.875%	0.5%
Waterstone Mortgage Corporation	53	$8,320	6.625%	0.7%
C & F Mortgage Corporation	52	$4,607	6.500%	2.8%
LOWER, LLC	51	—	6.625%	0.3%
First-Citizens Bank & Trust Company	50	—	6.000%	0.3%
Discover Bank	50	—	8.930%	0.5%
EMBRACE HOME LOANS, INC.	50	—	6.490%	1.1%

Figures are medians of loans actually originated in , as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for % of loans here — see methodology.