RMC HOME MORTGAGE, LLC
2,020 mortgages originated in 2025 across 4 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 2,020
- Median rate
- 6.490%
- Median lender fees
- $9,933
- Median loan amount
- $350,000
- Median spread over APOR
- 0.233
- Paid discount points
- 68.9%
- Received lender credits
- 19.5%
- Purchases / refinances
- 99% / 1%
- Conventional / FHA / VA
- 50.1% / 35.9% / 13.6%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 95.4% of loans here — see methodology.
Where RMC HOME MORTGAGE, LLC lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| Florida | 1,129 | $10,575 | 6.375% |
| Ohio | 338 | $10,444 | 5.875% |
| Pennsylvania | 309 | $7,851 | 6.625% |
| West Virginia | 127 | $9,745 | 6.625% |