NVR Mortgage Finance, Inc.
16,403 mortgages originated in 2025 across 16 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 16,403
- Median rate
- 6.250%
- Median lender fees
- $6,761
- Median loan amount
- $345,000
- Median spread over APOR
- -0.037
- Paid discount points
- 93.1%
- Received lender credits
- 7.3%
- Purchases / refinances
- 100% / 0%
- Conventional / FHA / VA
- 55.9% / 29.6% / 13.5%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 100% of loans here — see methodology.
Where NVR Mortgage Finance, Inc. lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| Virginia | 2,711 | $7,519 | 6.125% |
| Maryland | 1,912 | $9,686 | 6.250% |
| North Carolina | 1,829 | $7,103 | 6.125% |
| Ohio | 1,817 | $5,472 | 6.250% |
| South Carolina | 1,514 | $6,044 | 6.125% |
| Pennsylvania | 1,502 | $6,717 | 6.500% |
| Florida | 1,211 | $6,321 | 5.990% |
| Delaware | 1,001 | $6,381 | 6.625% |
| Tennessee | 817 | $6,501 | 5.990% |
| New Jersey | 655 | $6,611 | 6.500% |
| Indiana | 445 | $6,085 | 6.125% |
| Illinois | 336 | $4,027 | 6.125% |
| Georgia | 287 | $8,372 | 6.125% |
| New York | 167 | $10,313 | 6.250% |
| West Virginia | 138 | $5,453 | 6.250% |
| Kentucky | 50 | $4,043 | 6.500% |