APR.net

SUCCESS MORTGAGE PARTNERS, INC.

4,240 mortgages originated in 2025 across 18 states, and what they cost borrowers.

30-year fixed, this week

6.58%

Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history

Loans originated
4,240
Median rate
6.625%
Median lender fees
$8,975
Median loan amount
$255,000
Median spread over APOR
0.407
Paid discount points
63.5%
Received lender credits
19.3%
Purchases / refinances
85.4% / 14.6%
Conventional / FHA / VA
56.3% / 32% / 9.9%
Across all lenders nationally in 2025, the median rate was 6.625% and median lender fees were $5,786 on 6,807,732 originations. Fee levels differ with the mix of loans a lender makes — purchase against refinance, conventional against government-backed — as well as with what it charges.

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 89.9% of loans here — see methodology.

Where SUCCESS MORTGAGE PARTNERS, INC. lent

States with at least 50 loans in 2025, ranked by volume.

State Loans Median fees Median rate
Michigan 955 $7,071 6.625%
Florida 429 $10,635 6.625%
Pennsylvania 390 $11,075 6.500%
Georgia 343 $9,936 6.625%
Texas 255 $11,405 6.500%
Tennessee 237 $9,503 6.500%
Kentucky 231 $9,224 6.250%
Oklahoma 184 $7,702 6.375%
North Carolina 159 $7,962 6.625%
West Virginia 155 $7,095 6.875%
Oregon 138 $10,178 6.625%
Alabama 120 $8,585 6.500%
Illinois 102 $7,777 6.750%
New Jersey 92 $12,907 6.500%
Minnesota 70 $5,056 6.625%
Indiana 69 $8,144 6.625%
Maryland 57 $12,867 6.625%
Ohio 54 $9,616 6.625%