Cornerstone First Mortgage, Inc

7,400 mortgages originated in 2025 across 27 states, and what they cost borrowers.

Loans originated

7,400

Median rate

6.750%

Median lender fees

$8,868

Median loan amount

$315,000

Median spread over APOR

0.492

Paid discount points

51.3%

Received lender credits

14.1%

Purchases / refinances

80.4% / 19.6%

Conventional / FHA / VA

70% / 22% / 7.3%

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 82.4% of loans here — see methodology.

Where Cornerstone First Mortgage, Inc lent

States with at least 50 loans in 2025, ranked by volume.