Peoples Bank
2,202 mortgages originated in 2025 across 3 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 2,202
- Median rate
- 7.240%
- Median lender fees
- $3,197
- Median loan amount
- $95,000
- Median spread over APOR
- 0.300
- Paid discount points
- 12.1%
- Received lender credits
- 30%
- Purchases / refinances
- 29.9% / 31.6%
- Conventional / FHA / VA
- 96.6% / 2.9% / 0%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 42.8% of loans here — see methodology.
Where Peoples Bank lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| Ohio | 1,244 | $3,180 | 7.240% |
| Kentucky | 465 | $2,631 | 7.250% |
| West Virginia | 446 | $3,364 | 7.240% |