Waterstone Mortgage Corporation

7,079 mortgages originated in 2025 across 20 states, and what they cost borrowers.

Loans originated

7,079

Median rate

6.625%

Median lender fees

$7,365

Median loan amount

$275,000

Median spread over APOR

0.417

Paid discount points

51.2%

Received lender credits

32.6%

Purchases / refinances

90.9% / 9%

Conventional / FHA / VA

65.1% / 23.1% / 10.9%

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 98.5% of loans here — see methodology.

Where Waterstone Mortgage Corporation lent

States with at least 50 loans in 2025, ranked by volume.