Mortgage lenders in Rhode Island

56 lenders originated 19,752 mortgages in Rhode Island in 2025, about 76% of everything lent in the state. What each of them charged.

Lenders here: 56
State median rate: 6.750%
State median fees: $5,162

Every lender that originated at least 1,000 mortgages nationally in 2025 and lent in Rhode Island, ranked by loans made here. Together they account for 76% of the 26,004 mortgages originated in the state; the rest came from smaller lenders that fall below the threshold. The last column is how much of each lender's national business is in Rhode Island — a local institution and a national one can sit on the same row with very different reasons for being here.

Lender	Loans here	Median fees	Median rate	Share of its book
Citizens Bank, National Association	3,762	$5,570	7.400%	5.5%
NAVIGANT CREDIT UNION	1,833	$3,272	6.500%	88.3%
COASTAL1 Credit Union	1,317	$3,290	6.750%	83.8%
The Washington Trust Company, of Westerly	1,040	$4,278	6.375%	80.6%
Rocket Mortgage, LLC	1,016	$5,482	6.750%	0.2%
MOVEMENT MORTGAGE, LLC	1,001	$5,471	6.625%	1.7%
PRIMARY RESIDENTIAL MORTGAGE, INC.	690	$9,625	6.625%	7.2%
CMG MORTGAGE, INC.	587	$6,182	6.625%	0.8%
GUILD MORTGAGE COMPANY	556	$4,577	6.625%	0.6%
UNITED SHORE FINANCIAL SERVICES, LLC	531	$8,749	6.375%	0.1%
NFM, INC.	459	$7,592	6.750%	2.4%
Bank of America, National Association	432	$4,854	6.240%	0.5%
BAYCOAST MORTGAGE COMPANY, LLC	429	$4,680	6.500%	38.3%
Loandepot.Com, LLC	410	$7,182	6.875%	0.4%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC	334	$9,675	6.625%	2.7%
Navy Federal Credit Union	294	$2,874	7.340%	0.4%
Fall River Five Cents Savings Bank	261	$4,297	6.625%	24.2%
PENNYMAC LOAN SERVICES, LLC	260	$5,736	6.499%	0.3%
GUARANTEED RATE, INC.	250	$5,328	6.575%	0.4%
NEWREZ LLC	250	$6,248	6.625%	0.4%
FREEDOM MORTGAGE CORPORATION	211	$8,164	6.250%	0.3%
CROSSCOUNTRY MORTGAGE, INC.	206	$6,553	6.750%	0.2%
Northpointe Bank	198	$7,058	6.625%	3.1%
NATIONSTAR MORTGAGE LLC	186	$4,663	7.490%	0.4%
Mortgage Research Center, LLC	176	$6,959	6.250%	0.2%
Broker Solutions, Inc.	174	$10,463	6.625%	0.3%
U.S. Bank National Association	161	$4,409	6.625%	0.2%
HARBORONE MORTGAGE, LLC	159	$5,162	6.625%	11.5%
Paramount Residential Mortgage Group, Inc.	148	$10,177	6.625%	0.6%
TOTAL MORTGAGE SERVICES, LLC	148	$10,729	6.750%	2.3%
JPMorgan Chase Bank, National Association	145	$4,213	6.375%	0.2%
TD Bank, National Association	137	—	7.640%	0.6%
MORTGAGE EQUITY PARTNERS LLC	137	$5,543	6.500%	8.6%
RF RENOVO MANAGEMENT COMPANY, LLC	129	—	9.990%	1.9%
Leader Bank, National Association	124	$4,696	6.375%	2.0%
GUARANTEED RATE AFFINITY, LLC	121	$6,993	6.500%	0.8%
EMBRACE HOME LOANS, INC.	106	$6,943	6.625%	2.4%
Webster Bank, National Association	105	—	6.790%	3.4%
Fairway Independent Mortgage Corporation	102	$5,068	6.750%	0.1%
SPRING EQ, LLC	102	—	9.225%	0.3%
AmeriSave Mortgage Corporation	100	$5,922	8.500%	0.4%
MUTUAL OF OMAHA MORTGAGE, INC.	87	$11,871	6.490%	0.4%
FIGURE LENDING LLC	81	—	10.400%	0.2%
CARRINGTON MORTGAGE SERVICES, LLC	70	$10,123	7.187%	0.5%
LAKEVIEW LOAN SERVICING, LLC	69	$3,021	6.500%	0.4%
Waterstone Mortgage Corporation	68	$9,263	6.500%	1.0%
PRIMELENDING, A PLAINSCAPITAL COMPANY	67	$5,245	6.625%	0.3%
HOMEBRIDGE FINANCIAL SERVICES, INC.	66	—	10.172%	0.4%
SOFI BANK, NATIONAL ASSOCIATION	64	$1,910	7.938%	0.4%
ARC HOME LLC	62	—	7.750%	2.0%
OCMBC, INC.	60	—	7.499%	0.4%
FIRST HOME MORTGAGE CORPORATION	57	$11,245	6.750%	1.1%
bankESB	55	—	6.125%	3.4%
Wells Fargo Bank, National Association	54	$5,343	6.375%	0.1%
Rockland Trust Company	53	—	6.740%	1.6%
NATIONS DIRECT MORTGAGE, LLC	52	—	6.750%	0.9%

Figures are medians of loans actually originated in , as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for % of loans here — see methodology.