HARBORONE MORTGAGE, LLC
1,386 mortgages originated in 2025 across 5 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 1,386
- Median rate
- 6.500%
- Median lender fees
- $5,085
- Median loan amount
- $415,000
- Median spread over APOR
- 0.083
- Paid discount points
- 35.4%
- Received lender credits
- 17.4%
- Purchases / refinances
- 81.6% / 17.3%
- Conventional / FHA / VA
- 89.2% / 8.6% / 1.9%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 95% of loans here — see methodology.
Where HARBORONE MORTGAGE, LLC lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| Massachusetts | 674 | $5,124 | 6.375% |
| New Hampshire | 317 | $4,462 | 6.625% |
| Rhode Island | 159 | $5,162 | 6.625% |
| Maine | 90 | $6,481 | 6.625% |
| New Jersey | 68 | $6,936 | 6.375% |