TOTAL MORTGAGE SERVICES, LLC
6,460 mortgages originated in 2025 across 11 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 6,460
- Median rate
- 6.625%
- Median lender fees
- $6,712
- Median loan amount
- $315,000
- Median spread over APOR
- 0.340
- Paid discount points
- 42.7%
- Received lender credits
- 9.8%
- Purchases / refinances
- 86.1% / 10.9%
- Conventional / FHA / VA
- 78.9% / 17.2% / 3.5%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 96.6% of loans here — see methodology.
Where TOTAL MORTGAGE SERVICES, LLC lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| Connecticut | 3,299 | $5,801 | 6.625% |
| Massachusetts | 1,361 | $8,295 | 6.625% |
| New Hampshire | 320 | $5,183 | 6.625% |
| Maine | 313 | $6,953 | 6.875% |
| Florida | 201 | $8,198 | 6.990% |
| New York | 185 | $10,627 | 6.875% |
| Rhode Island | 148 | $10,729 | 6.750% |
| Maryland | 119 | $10,871 | 6.750% |
| Pennsylvania | 117 | $7,489 | 6.990% |
| New Jersey | 112 | $7,479 | 6.875% |
| South Carolina | 92 | $8,265 | 6.875% |