Fall River Five Cents Savings Bank
1,079 mortgages originated in 2025 across 2 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 1,079
- Median rate
- 6.750%
- Median lender fees
- $4,313
- Median loan amount
- $335,000
- Median spread over APOR
- -0.132
- Paid discount points
- 13.1%
- Received lender credits
- 13.4%
- Purchases / refinances
- 50.3% / 21.1%
- Conventional / FHA / VA
- 87.4% / 11% / 1.6%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 64.5% of loans here — see methodology.
Where Fall River Five Cents Savings Bank lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| Massachusetts | 801 | $4,313 | 6.750% |
| Rhode Island | 261 | $4,297 | 6.625% |