PRIMARY RESIDENTIAL MORTGAGE, INC.

9,570 mortgages originated in 2025 across 31 states, and what they cost borrowers.

Loans originated

9,570

Median rate

6.625%

Median lender fees

$7,391

Median loan amount

$285,000

Median spread over APOR

0.434

Paid discount points

54.6%

Received lender credits

29.8%

Purchases / refinances

87.7% / 12.3%

Conventional / FHA / VA

61.6% / 28.5% / 8.2%

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 99.1% of loans here — see methodology.

Where PRIMARY RESIDENTIAL MORTGAGE, INC. lent

States with at least 50 loans in 2025, ranked by volume.