Rockland Trust Company
3,419 mortgages originated in 2025 across 3 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 3,419
- Median rate
- 6.990%
- Median lender fees
- $4,616
- Median loan amount
- $255,000
- Median spread over APOR
- -0.225
- Paid discount points
- 2.5%
- Received lender credits
- 18.5%
- Purchases / refinances
- 36.6% / 26.3%
- Conventional / FHA / VA
- 99.2% / 0.6% / 0.2%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 28% of loans here — see methodology.
Where Rockland Trust Company lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| Massachusetts | 3,239 | $4,598 | 6.990% |
| New Hampshire | 86 | — | 6.490% |
| Rhode Island | 53 | — | 6.740% |