CARRINGTON MORTGAGE SERVICES, LLC
15,085 mortgages originated in 2025 across 43 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 15,085
- Median rate
- 6.625%
- Median lender fees
- $7,887
- Median loan amount
- $195,000
- Median spread over APOR
- 0.655
- Paid discount points
- 74.6%
- Received lender credits
- 46.8%
- Purchases / refinances
- 15% / 85%
- Conventional / FHA / VA
- 49.3% / 34.1% / 16.5%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 93.2% of loans here — see methodology.
Where CARRINGTON MORTGAGE SERVICES, LLC lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| Florida | 1,296 | $8,317 | 6.625% |
| California | 1,022 | $8,663 | 6.625% |
| Georgia | 873 | $8,569 | 6.625% |
| Texas | 848 | $8,416 | 6.625% |
| Indiana | 732 | $7,266 | 6.625% |
| North Carolina | 680 | $7,834 | 6.499% |
| Ohio | 675 | $7,200 | 6.625% |
| New York | 576 | $15,802 | 6.625% |
| Michigan | 570 | $7,046 | 6.625% |
| Tennessee | 533 | $8,436 | 6.250% |
| Virginia | 525 | $6,584 | 6.625% |
| Pennsylvania | 441 | $8,009 | 6.625% |
| Illinois | 432 | $7,412 | 6.625% |
| Maryland | 402 | $6,838 | 6.874% |
| Missouri | 365 | $6,874 | 6.625% |
| Arizona | 358 | $7,786 | 6.625% |
| South Carolina | 354 | $7,507 | 6.625% |
| Alabama | 332 | $7,656 | 6.500% |
| New Jersey | 329 | $14,435 | 6.375% |
| Colorado | 291 | $3,341 | 6.250% |
| Washington | 291 | $8,392 | 6.625% |
| Connecticut | 270 | $8,458 | 6.625% |
| Kentucky | 263 | $6,821 | 6.625% |
| Louisiana | 263 | $6,648 | 6.625% |
| Oklahoma | 253 | $6,577 | 6.625% |
| Wisconsin | 206 | $6,879 | 6.625% |
| Minnesota | 161 | $6,953 | 6.625% |
| Nevada | 160 | $9,758 | 6.250% |
| Arkansas | 156 | $7,610 | 6.500% |
| Mississippi | 130 | $7,148 | 6.563% |
| Utah | 125 | $4,468 | 6.375% |
| Iowa | 124 | $6,632 | 6.500% |
| Oregon | 108 | $5,998 | 6.625% |
| Kansas | 107 | $6,773 | 6.625% |
| New Mexico | 102 | $8,807 | 6.625% |
| West Virginia | 86 | $7,104 | 6.625% |
| Delaware | 78 | $7,850 | 6.625% |
| New Hampshire | 76 | $5,607 | 7.058% |
| Rhode Island | 70 | $10,123 | 7.187% |
| Maine | 68 | $6,486 | 6.812% |
| Idaho | 63 | $7,601 | 6.624% |
| Hawaii | 60 | — | 6.499% |
| Nebraska | 57 | $6,703 | 6.625% |