Mortgage lenders in Mississippi

93 lenders originated 45,027 mortgages in Mississippi in 2025, about 82% of everything lent in the state. What each of them charged.

Lenders here: 93
State median rate: 6.750%
State median fees: $5,378

Every lender that originated at least 1,000 mortgages nationally in 2025 and lent in Mississippi, ranked by loans made here. Together they account for 82% of the 54,718 mortgages originated in the state; the rest came from smaller lenders that fall below the threshold. The last column is how much of each lender's national business is in Mississippi — a local institution and a national one can sit on the same row with very different reasons for being here.

Lender	Loans here	Median fees	Median rate	Share of its book
Trustmark National Bank	4,094	$4,814	6.750%	51.2%
Cadence Bank	3,510	$4,960	7.250%	25.1%
Community Bank of Mississippi	3,017	$2,916	7.650%	78.0%
Rocket Mortgage, LLC	2,997	$5,685	6.625%	0.7%
Renasant Bank	2,189	$5,087	6.990%	24.4%
BankPlus	1,973	$3,454	6.500%	72.2%
Regions Bank	1,886	$2,870	5.750%	6.2%
UNITED SHORE FINANCIAL SERVICES, LLC	1,430	$6,918	6.126%	0.3%
Mortgage Research Center, LLC	1,220	$3,689	6.375%	1.5%
21st Mortgage Corporation	1,068	$6,687	10.560%	3.8%
KEESLER	1,066	$4,075	6.750%	79.7%
TRIAD FINANCIAL SERVICES, INC.	1,014	$4,570	8.760%	7.0%
Guaranty Bank and Trust Company	973	$3,046	7.125%	93.1%
BankFirst Financial Services	869	—	7.000%	68.5%
GUILD MORTGAGE COMPANY	808	$7,238	6.500%	0.9%
CMG MORTGAGE, INC.	770	$7,553	6.250%	1.1%
FREEDOM MORTGAGE CORPORATION	694	$4,368	6.250%	1.0%
DHI MORTGAGE COMPANY, LTD.	645	$6,142	4.990%	0.9%
Loandepot.Com, LLC	638	$6,388	6.500%	0.7%
Navy Federal Credit Union	633	$2,683	6.625%	0.8%
PENNYMAC LOAN SERVICES, LLC	603	$5,333	6.125%	0.6%
Broker Solutions, Inc.	571	$8,054	6.875%	1.0%
American Mortgage Bank, LLC	546	$7,396	6.250%	32.5%
CROSSCOUNTRY MORTGAGE, INC.	539	$7,635	6.625%	0.4%
HANCOCK WHITNEY BANK	480	$4,363	6.000%	12.9%
Magnolia Bank, Incorporated	426	$6,770	6.375%	10.4%
STOCKTON MORTGAGE CORPORATION	391	$8,349	6.625%	5.5%
NATIONSTAR MORTGAGE LLC	364	$4,304	7.125%	0.7%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP	363	$13,086	6.250%	2.9%
MORTGAGE INVESTORS GROUP, INC.	341	$6,870	6.500%	7.5%
NEWREZ LLC	329	$5,070	6.250%	0.5%
VANDERBILT MORTGAGE AND FINANCE, INC.	313	$5,924	10.250%	1.6%
UNION HOME MORTGAGE CORP.	299	$6,715	6.250%	0.8%
PLANET HOME LENDING, LLC	288	$6,851	6.250%	2.0%
COMMUNITY MORTGAGE CORPORATION	275	$7,543	6.250%	19.2%
AmeriSave Mortgage Corporation	268	$7,368	6.750%	1.1%
JPMorgan Chase Bank, National Association	258	$3,681	6.495%	0.3%
DSLD MORTGAGE, LLC	249	$2,314	6.250%	9.2%
FirstBank	248	—	9.490%	3.5%
Fairway Independent Mortgage Corporation	246	$8,326	6.690%	0.3%
FIRST COMMUNITY MORTGAGE, INC.	244	$6,040	6.375%	2.4%
MORTGAGE SOLUTIONS OF COLORADO, LLC	224	$6,558	6.750%	3.6%
NEW DAY FINANCIAL, LLC	219	$9,569	6.990%	2.6%
GMFS LLC	214	$5,017	6.625%	7.2%
PRIMELENDING, A PLAINSCAPITAL COMPANY	209	$7,527	6.625%	0.8%
Nations Lending Corporation	209	$5,640	6.500%	3.2%
Eagle Bank and Trust Company	196	$7,229	6.500%	9.7%
Coastal Community Bank	195	—	10.490%	0.9%
FIGURE LENDING LLC	192	—	8.762%	0.6%
TOWNE MORTGAGE COMPANY	185	$7,746	6.500%	2.5%
GUARANTEED RATE, INC.	184	$7,846	6.500%	0.3%
First Horizon Bank	167	$4,119	6.750%	2.0%
BPL MORTGAGE TRUST, LLC	164	—	7.375%	2.3%
KIND LENDING, LLC	154	$6,703	6.750%	0.5%
FIDELITY BANK	146	$6,223	6.875%	8.9%
Wells Fargo Bank, National Association	142	$4,683	6.438%	0.3%
USAA Federal Savings Bank	137	$5,609	6.375%	1.2%
CARRINGTON MORTGAGE SERVICES, LLC	130	$7,148	6.563%	0.9%
MUTUAL OF OMAHA MORTGAGE, INC.	129	$8,274	6.500%	0.5%
Loansteady LLC	126	$6,368	6.625%	10.0%
Equity Prime Mortgage LLC	120	$8,657	6.625%	1.0%
VILLAGE CAPITAL & INVESTMENT LLC	108	$5,010	5.750%	1.0%
SPRING EQ, LLC	107	—	9.400%	0.3%
SOUTHWEST STAGE FUNDING, LLC	107	$4,431	8.350%	3.9%
PREMIER MORTGAGE RESOURCES, L.L.C.	106	$8,486	6.500%	1.8%
Bank of America, National Association	98	—	6.240%	0.1%
Flagstar Bank, N.A.	94	$8,097	6.375%	1.0%
LAKEVIEW LOAN SERVICING, LLC	92	$4,225	6.563%	0.6%
Liberty	92	$4,162	6.500%	1.5%
DELMAR FINANCIAL COMPANY	89	$7,618	6.490%	3.8%
FIRST COLONY MORTGAGE CORPORATION	88	$5,896	6.500%	1.0%
ACOPIA, LLC	86	$10,454	6.375%	5.7%
Loan Funder LLC	84	—	7.010%	0.9%
LAND HOME FINANCIAL SERVICES, INC.	82	—	8.625%	5.3%
GENEVA FINANCIAL, LLC	79	$8,894	6.625%	1.4%
PLAZA HOME MORTGAGE, INC.	78	$6,429	6.625%	0.5%
U.S. Bank National Association	77	$2,748	7.500%	0.1%
SOUTHWEST FUNDING, LP	77	$11,535	6.250%	4.4%
AMERICAN FINANCIAL RESOURCES, INC.	76	$6,994	6.563%	0.7%
EUSTIS MORTGAGE CORPORATION	73	$6,696	6.490%	2.3%
SOFI BANK, NATIONAL ASSOCIATION	72	$2,940	7.465%	0.4%
ROYAL UNITED MORTGAGE LLC	72	$7,845	6.750%	1.5%
AMERIHOME MORTGAGE COMPANY, LLC	71	$5,693	6.375%	0.8%
FIRSTTRUST HOME LOANS, INC.	61	$5,914	6.250%	1.9%
EVERETT FINANCIAL, INC.	59	$11,204	6.625%	0.4%
Truist Bank	58	—	6.770%	0.1%
The Federal Savings Bank	56	$12,377	6.625%	0.7%
Luminate Bank	53	—	6.875%	0.6%
PENTAGON FEDERAL CREDIT UNION	52	—	6.875%	0.5%
Discover Bank	51	—	8.830%	0.5%
Pinnacle Bank	51	—	6.500%	0.9%
CHEVRON Federal Credit Union	51	—	7.500%	3.5%
Barrington Bank & Trust Company, National Association	50	$4,593	6.490%	0.6%

Figures are medians of loans actually originated in , as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for % of loans here — see methodology.