Loansteady LLC
1,256 mortgages originated in 2025 across 7 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 1,256
- Median rate
- 6.490%
- Median lender fees
- $6,083
- Median loan amount
- $325,000
- Median spread over APOR
- 0.138
- Paid discount points
- 48.2%
- Received lender credits
- 45.5%
- Purchases / refinances
- 89% / 11%
- Conventional / FHA / VA
- 63.7% / 17.3% / 15.5%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 99.8% of loans here — see methodology.
Where Loansteady LLC lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| North Carolina | 334 | $5,615 | 6.490% |
| Louisiana | 256 | $6,492 | 6.500% |
| Mississippi | 126 | $6,368 | 6.625% |
| Virginia | 100 | $5,716 | 6.490% |
| District of Columbia | 91 | $6,110 | 6.375% |
| Georgia | 80 | $7,040 | 6.563% |
| Maryland | 74 | $5,807 | 6.500% |