Mortgage lenders in District of Columbia

44 lenders originated 6,434 mortgages in District of Columbia in 2025, about 69% of everything lent in the state. What each of them charged.

Lenders here: 44
State median rate: 6.500%
State median fees: $6,980

Every lender that originated at least 1,000 mortgages nationally in 2025 and lent in District of Columbia, ranked by loans made here. Together they account for 69% of the 9,300 mortgages originated in the state; the rest came from smaller lenders that fall below the threshold. The last column is how much of each lender's national business is in District of Columbia — a local institution and a national one can sit on the same row with very different reasons for being here.

Lender	Loans here	Median fees	Median rate	Share of its book
Rocket Mortgage, LLC	469	$6,011	6.625%	0.1%
FIRST SAVINGS MORTGAGE CORPORATION	451	$7,411	6.500%	26.1%
JPMorgan Chase Bank, National Association	307	$5,859	6.375%	0.3%
Navy Federal Credit Union	297	$4,077	7.750%	0.4%
Citibank, National Association	281	$6,546	6.000%	1.8%
FIRST HOME MORTGAGE CORPORATION	280	$10,276	6.625%	5.3%
Bank of America, National Association	249	$6,656	5.990%	0.3%
Truist Bank	240	$7,575	6.250%	0.6%
Bank-Fund Staff Federal Credit Union	220	$5,393	6.500%	18.9%
PNC Bank, National Association	211	—	7.455%	0.3%
Prosperity Home Mortgage, LLC	210	$7,335	6.625%	1.0%
UNITED SHORE FINANCIAL SERVICES, LLC	198	$10,281	6.373%	—
GUARANTEED RATE, INC.	182	$6,933	6.500%	0.3%
Manufacturers and Traders Trust Company	172	$6,458	5.875%	0.7%
Atlantic Coast Mortgage, LLC	148	$6,699	6.563%	2.6%
Wells Fargo Bank, National Association	130	$7,032	6.125%	0.3%
Vellum Mortgage, Inc.	125	$7,220	6.490%	7.4%
Fairway Independent Mortgage Corporation	124	$8,143	6.625%	0.2%
MOVEMENT MORTGAGE, LLC	122	$6,794	6.250%	0.2%
TD Bank, National Association	110	—	7.440%	0.5%
United Bank	110	$6,207	5.990%	3.6%
CROSSCOUNTRY MORTGAGE, INC.	108	$8,436	6.625%	0.1%
PENNYMAC LOAN SERVICES, LLC	105	$4,743	6.124%	0.1%
NEWREZ LLC	105	$6,025	6.625%	0.2%
First National Bank of Pennsylvania	96	$6,540	6.250%	0.6%
Atlantic Union Bank	96	$8,263	6.625%	1.9%
Citizens Bank, National Association	92	—	7.200%	0.1%
Loansteady LLC	91	$6,110	6.375%	7.2%
Loandepot.Com, LLC	88	$4,374	6.875%	0.1%
First Heritage Mortgage, LLC	86	$6,868	6.375%	1.2%
PENTAGON FEDERAL CREDIT UNION	82	—	7.625%	0.7%
FREEDOM MORTGAGE CORPORATION	81	$7,558	5.875%	0.1%
NFM, INC.	77	$7,351	6.625%	0.4%
CMG MORTGAGE, INC.	73	$8,028	6.625%	0.1%
Fulton Bank, National Association	70	$8,248	6.375%	1.1%
TOWER Federal Credit Union	67	—	7.000%	1.9%
GUILD MORTGAGE COMPANY	66	$7,702	6.375%	0.1%
OriginPoint, LLC	65	$7,699	6.625%	1.1%
LOWER, LLC	64	—	6.375%	0.4%
Mortgage Research Center, LLC	63	$9,201	5.990%	0.1%
INTERCOASTAL MORTGAGE, LLC	61	$7,643	6.375%	2.3%
Morgan Stanley Private Bank, National Association	58	$6,126	5.750%	0.5%
EMBRACE HOME LOANS, INC.	54	—	6.375%	1.2%
SWBC MORTGAGE CORPORATION	50	—	6.500%	0.8%

Figures are medians of loans actually originated in , as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for % of loans here — see methodology.