FIRST SAVINGS MORTGAGE CORPORATION
1,726 mortgages originated in 2025 across 3 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 1,726
- Median rate
- 6.500%
- Median lender fees
- $6,971
- Median loan amount
- $585,000
- Median spread over APOR
- 0.025
- Paid discount points
- 47.9%
- Received lender credits
- 15%
- Purchases / refinances
- 82.7% / 17.3%
- Conventional / FHA / VA
- 86.3% / 3.9% / 9.6%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 99.8% of loans here — see methodology.
Where FIRST SAVINGS MORTGAGE CORPORATION lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| Virginia | 765 | $6,947 | 6.500% |
| Maryland | 462 | $6,607 | 6.500% |
| District of Columbia | 451 | $7,411 | 6.500% |