Prosperity Home Mortgage, LLC

20,869 mortgages originated in 2025 across 33 states, and what they cost borrowers.

Loans originated

20,869

Median rate

6.500%

Median lender fees

$6,228

Median loan amount

$335,000

Median spread over APOR

0.172

Paid discount points

52.8%

Received lender credits

32.9%

Purchases / refinances

83.3% / 15.7%

Conventional / FHA / VA

72.3% / 15.9% / 11.5%

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 96.7% of loans here — see methodology.

Where Prosperity Home Mortgage, LLC lent

States with at least 50 loans in 2025, ranked by volume.