Fulton Bank, National Association
6,400 mortgages originated in 2025 across 6 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 6,400
- Median rate
- 6.490%
- Median lender fees
- $6,127
- Median loan amount
- $205,000
- Median spread over APOR
- -0.182
- Paid discount points
- 16.7%
- Received lender credits
- 24.7%
- Purchases / refinances
- 52.8% / 16.9%
- Conventional / FHA / VA
- 95.3% / 3.8% / 0.9%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 53.5% of loans here — see methodology.
Where Fulton Bank, National Association lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| Pennsylvania | 3,211 | $5,387 | 6.490% |
| New Jersey | 1,233 | $7,770 | 6.490% |
| Virginia | 797 | $6,247 | 6.490% |
| Maryland | 744 | $5,891 | 6.490% |
| Delaware | 289 | $6,397 | 6.490% |
| District of Columbia | 70 | $8,248 | 6.375% |