Truist Bank

41,001 mortgages originated in 2025 across 24 states, and what they cost borrowers.

Loans originated

41,001

Median rate

6.490%

Median lender fees

$5,195

Median loan amount

$175,000

Median spread over APOR

-0.060

Paid discount points

19.9%

Received lender credits

21.8%

Purchases / refinances

31.4% / 28.8%

Conventional / FHA / VA

97% / 1.7% / 1.2%

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 37.9% of loans here — see methodology.

Where Truist Bank lent

States with at least 50 loans in 2025, ranked by volume.