INTERCOASTAL MORTGAGE, LLC
2,646 mortgages originated in 2025 across 7 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 2,646
- Median rate
- 6.490%
- Median lender fees
- $5,958
- Median loan amount
- $445,000
- Median spread over APOR
- 0.029
- Paid discount points
- 40.9%
- Received lender credits
- 18.7%
- Purchases / refinances
- 90.6% / 9.1%
- Conventional / FHA / VA
- 72.1% / 11% / 16.7%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 98.3% of loans here — see methodology.
Where INTERCOASTAL MORTGAGE, LLC lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| Virginia | 1,359 | $6,635 | 6.375% |
| North Carolina | 400 | $3,900 | 6.625% |
| West Virginia | 210 | $4,329 | 6.460% |
| South Carolina | 180 | $4,863 | 6.500% |
| Maryland | 171 | $6,146 | 6.490% |
| Tennessee | 111 | $5,417 | 6.250% |
| District of Columbia | 61 | $7,643 | 6.375% |