SWBC MORTGAGE CORPORATION
6,441 mortgages originated in 2025 across 15 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 6,441
- Median rate
- 6.625%
- Median lender fees
- $4,879
- Median loan amount
- $305,000
- Median spread over APOR
- 0.194
- Paid discount points
- 60.6%
- Received lender credits
- 17.7%
- Purchases / refinances
- 85.2% / 14.4%
- Conventional / FHA / VA
- 71.2% / 18.1% / 9.7%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 96.3% of loans here — see methodology.
Where SWBC MORTGAGE CORPORATION lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| Texas | 1,607 | $6,026 | 6.500% |
| Georgia | 638 | $4,058 | 6.500% |
| Tennessee | 631 | $3,182 | 6.625% |
| Colorado | 511 | $3,098 | 6.625% |
| Minnesota | 476 | $5,737 | 6.625% |
| Virginia | 456 | $4,588 | 6.625% |
| Maryland | 424 | $5,332 | 6.625% |
| Arkansas | 355 | $4,507 | 6.500% |
| Florida | 329 | $5,509 | 6.625% |
| Pennsylvania | 299 | $4,867 | 6.500% |
| Oklahoma | 214 | $5,303 | 6.625% |
| Utah | 102 | $5,374 | 6.500% |
| Alabama | 84 | $2,840 | 6.625% |
| North Carolina | 54 | $4,472 | 6.625% |
| District of Columbia | 50 | — | 6.500% |