FIRST HOME MORTGAGE CORPORATION
5,283 mortgages originated in 2025 across 10 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 5,283
- Median rate
- 6.625%
- Median lender fees
- $9,387
- Median loan amount
- $375,000
- Median spread over APOR
- 0.365
- Paid discount points
- 69.8%
- Received lender credits
- 29.3%
- Purchases / refinances
- 89% / 8.4%
- Conventional / FHA / VA
- 69.1% / 17.9% / 11.9%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 88.5% of loans here — see methodology.
Where FIRST HOME MORTGAGE CORPORATION lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| Maryland | 3,559 | $9,491 | 6.625% |
| Virginia | 448 | $9,668 | 6.625% |
| North Carolina | 347 | $7,280 | 6.500% |
| District of Columbia | 280 | $10,276 | 6.625% |
| Massachusetts | 155 | $12,582 | 6.625% |
| South Carolina | 127 | $6,162 | 6.750% |
| Pennsylvania | 119 | $9,682 | 6.750% |
| Delaware | 74 | $9,357 | 6.750% |
| Florida | 59 | $10,744 | 6.500% |
| Rhode Island | 57 | $11,245 | 6.750% |