Loandepot.Com, LLC
91,730 mortgages originated in 2025 across 51 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 91,730
- Median rate
- 6.625%
- Median lender fees
- $6,604
- Median loan amount
- $245,000
- Median spread over APOR
- 0.430
- Paid discount points
- 63.1%
- Received lender credits
- 35.3%
- Purchases / refinances
- 44.1% / 33.5%
- Conventional / FHA / VA
- 65.7% / 24.7% / 9.3%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 89.8% of loans here — see methodology.
Where Loandepot.Com, LLC lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| California | 9,983 | $5,783 | 6.625% |
| Texas | 8,535 | $9,110 | 5.990% |
| Florida | 7,460 | $7,398 | 6.500% |
| New Jersey | 4,334 | $5,732 | 6.625% |
| Illinois | 4,241 | $6,813 | 6.875% |
| Georgia | 4,168 | $7,327 | 6.490% |
| Arizona | 4,138 | $9,038 | 5.990% |
| North Carolina | 3,969 | $8,682 | 6.125% |
| Ohio | 3,505 | $5,444 | 6.750% |
| South Carolina | 2,670 | $7,344 | 5.990% |
| New York | 2,612 | $5,515 | 6.750% |
| Virginia | 2,215 | $4,400 | 6.990% |
| Pennsylvania | 2,123 | $7,607 | 6.750% |
| Washington | 2,113 | $6,119 | 6.750% |
| Tennessee | 1,915 | $8,695 | 5.990% |
| Massachusetts | 1,900 | $5,330 | 6.750% |
| Colorado | 1,864 | $6,873 | 6.125% |
| Indiana | 1,693 | $6,051 | 6.990% |
| Michigan | 1,515 | $5,009 | 6.990% |
| Nevada | 1,512 | $5,904 | 6.990% |
| Minnesota | 1,400 | $5,082 | 6.750% |
| Alabama | 1,346 | $6,281 | 6.750% |
| Oregon | 1,270 | $6,279 | 6.750% |
| Missouri | 1,185 | $5,532 | 6.875% |
| Idaho | 1,119 | $8,336 | 6.500% |
| Maryland | 1,111 | $8,678 | 6.625% |
| West Virginia | 1,044 | $5,647 | 6.575% |
| Wisconsin | 956 | $5,010 | 6.990% |
| Connecticut | 945 | $5,822 | 6.990% |
| New Mexico | 789 | $7,067 | 6.750% |
| Utah | 778 | $5,831 | 6.625% |
| Louisiana | 728 | $5,652 | 6.875% |
| Oklahoma | 640 | $6,468 | 6.625% |
| Mississippi | 638 | $6,388 | 6.500% |
| New Hampshire | 635 | $4,311 | 6.750% |
| Kentucky | 590 | $5,403 | 6.750% |
| Delaware | 569 | $4,727 | 6.875% |
| Arkansas | 481 | $6,134 | 6.750% |
| Kansas | 450 | $5,289 | 6.990% |
| Rhode Island | 410 | $7,182 | 6.875% |
| Maine | 353 | $4,674 | 6.875% |
| Hawaii | 329 | $7,203 | 6.625% |
| Iowa | 318 | $6,466 | 6.990% |
| Nebraska | 264 | $4,540 | 6.990% |
| Montana | 215 | $6,129 | 6.990% |
| Alaska | 213 | $6,304 | 6.750% |
| Wyoming | 136 | $5,173 | 6.990% |
| North Dakota | 121 | $7,418 | 6.490% |
| District of Columbia | 88 | $4,374 | 6.875% |
| South Dakota | 76 | $5,846 | 6.750% |
| Vermont | 68 | $8,265 | 6.188% |