31 lenders originated 7,726 mortgages in Vermont in 2025, about 58% of everything lent in the state. What each of them charged.
Lenders here
31
State median rate
6.705%
National 6.625%
State median fees
$4,641
National $5,786
Every lender that originated at least 1,000 mortgages nationally in 2025 and lent in Vermont, ranked by loans made here.
Together they account for 58% of the 13,418 mortgages originated in the state; the rest came from
smaller lenders that fall below the threshold.
The last column is how much of each lender's national business is in Vermont — a local institution and a national one can sit on
the same row with very different reasons for being here.
Figures are medians of loans actually originated in , as reported under the Home Mortgage Disclosure Act. They describe what
borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any
individual. Lender fees are reported for % of loans here — see
methodology.