BETTER MORTGAGE CORPORATION

14,567 mortgages originated in 2025 across 41 states, and what they cost borrowers.

Loans originated

14,567

Median rate

7.125%

Median lender fees

$5,333

Median loan amount

$245,000

Median spread over APOR

0.639

Paid discount points

43.8%

Received lender credits

19.8%

Purchases / refinances

41.6% / 19.8%

Conventional / FHA / VA

89.8% / 8.1% / 2.2%

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 63.1% of loans here — see methodology.

Where BETTER MORTGAGE CORPORATION lent

States with at least 50 loans in 2025, ranked by volume.