MUTUAL OF OMAHA MORTGAGE, INC.
24,192 mortgages originated in 2025 across 45 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 24,192
- Median rate
- 6.375%
- Median lender fees
- $8,424
- Median loan amount
- $275,000
- Median spread over APOR
- 0.300
- Paid discount points
- 51.7%
- Received lender credits
- 24.6%
- Purchases / refinances
- 33.1% / 54.5%
- Conventional / FHA / VA
- 45.3% / 43.5% / 11.1%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 70.8% of loans here — see methodology.
Where MUTUAL OF OMAHA MORTGAGE, INC. lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| California | 1,845 | $8,879 | 6.375% |
| Florida | 1,510 | $9,606 | 6.375% |
| North Carolina | 1,387 | $7,845 | 6.375% |
| Ohio | 1,270 | $7,787 | 6.625% |
| Illinois | 1,245 | $6,788 | 6.625% |
| Texas | 1,178 | $7,304 | 6.375% |
| Georgia | 1,042 | $9,740 | 6.495% |
| Arizona | 855 | $8,880 | 6.375% |
| Virginia | 839 | $9,860 | 6.375% |
| Tennessee | 821 | $8,464 | 6.375% |
| Washington | 785 | $11,443 | 6.375% |
| New Jersey | 713 | $9,310 | 6.375% |
| South Carolina | 672 | $9,049 | 6.625% |
| Minnesota | 670 | $6,448 | 6.433% |
| Colorado | 651 | $6,348 | 6.125% |
| Massachusetts | 628 | $10,592 | 6.250% |
| Pennsylvania | 623 | $10,290 | 6.490% |
| Indiana | 601 | $8,128 | 6.375% |
| Missouri | 551 | $9,251 | 6.375% |
| Michigan | 538 | $7,861 | 6.500% |
| Nevada | 509 | $9,411 | 6.375% |
| Maryland | 457 | $10,688 | 6.250% |
| Oregon | 415 | $10,086 | 6.250% |
| Alabama | 365 | $8,988 | 6.375% |
| Wisconsin | 359 | $7,202 | 6.490% |
| Connecticut | 331 | $10,439 | 6.490% |
| Kentucky | 287 | $8,590 | 6.625% |
| Arkansas | 260 | $7,365 | 6.375% |
| Louisiana | 246 | $9,352 | 6.500% |
| Nebraska | 239 | $8,192 | 6.375% |
| Oklahoma | 237 | $9,513 | 6.375% |
| Utah | 215 | $12,867 | 6.125% |
| Idaho | 212 | $8,152 | 6.250% |
| Kansas | 204 | $6,263 | 6.375% |
| New Mexico | 179 | $10,105 | 6.250% |
| Iowa | 158 | $10,136 | 6.495% |
| Maine | 148 | $9,986 | 6.375% |
| New Hampshire | 131 | $8,168 | 6.375% |
| Mississippi | 129 | $8,274 | 6.500% |
| Montana | 126 | $8,008 | 6.433% |
| Delaware | 93 | $10,996 | 6.250% |
| Rhode Island | 87 | $11,871 | 6.490% |
| Wyoming | 67 | $14,424 | 6.375% |
| Vermont | 62 | — | 6.250% |
| Hawaii | 56 | — | 6.490% |