NEWREZ LLC
66,567 mortgages originated in 2025 across 51 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 66,567
- Median rate
- 6.625%
- Median lender fees
- $5,871
- Median loan amount
- $275,000
- Median spread over APOR
- 0.364
- Paid discount points
- 62%
- Received lender credits
- 36.7%
- Purchases / refinances
- 39.8% / 60.1%
- Conventional / FHA / VA
- 62.7% / 15.8% / 20.6%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 94.8% of loans here — see methodology.
Where NEWREZ LLC lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| California | 5,772 | $6,487 | 6.625% |
| Florida | 5,643 | $7,026 | 6.750% |
| Texas | 4,793 | $7,109 | 6.500% |
| New York | 3,123 | $8,038 | 6.750% |
| North Carolina | 2,787 | $6,749 | 6.250% |
| Washington | 2,702 | $6,014 | 6.625% |
| Georgia | 2,480 | $5,713 | 6.625% |
| Ohio | 2,258 | $4,868 | 6.750% |
| Virginia | 2,175 | $5,326 | 6.375% |
| Pennsylvania | 2,124 | $5,654 | 6.750% |
| Indiana | 2,080 | $4,163 | 6.625% |
| New Jersey | 1,951 | $5,319 | 6.990% |
| Illinois | 1,857 | $4,653 | 6.750% |
| Arizona | 1,845 | $6,669 | 6.375% |
| Michigan | 1,723 | $4,782 | 6.750% |
| Maryland | 1,711 | $5,544 | 6.625% |
| Colorado | 1,561 | $5,561 | 6.500% |
| Tennessee | 1,361 | $7,318 | 6.250% |
| South Carolina | 1,334 | $5,778 | 6.500% |
| Oregon | 1,321 | $6,483 | 6.625% |
| Missouri | 1,311 | $4,147 | 6.625% |
| Wisconsin | 1,295 | $2,897 | 6.500% |
| Massachusetts | 1,151 | $5,632 | 6.750% |
| Minnesota | 1,057 | $4,839 | 6.625% |
| Louisiana | 1,007 | $5,995 | 6.500% |
| Alaska | 973 | $7,126 | 6.375% |
| Alabama | 938 | $4,975 | 6.490% |
| Connecticut | 874 | $5,802 | 6.875% |
| Utah | 687 | $6,031 | 6.625% |
| Nevada | 593 | $6,348 | 6.625% |
| Oklahoma | 588 | $5,836 | 6.625% |
| Kentucky | 579 | $4,699 | 6.625% |
| Arkansas | 420 | $4,913 | 6.313% |
| Kansas | 392 | $4,761 | 6.625% |
| Hawaii | 392 | $8,648 | 6.250% |
| Delaware | 344 | $5,828 | 6.500% |
| Iowa | 343 | $5,144 | 6.250% |
| Mississippi | 329 | $5,070 | 6.250% |
| Idaho | 325 | $5,622 | 6.625% |
| New Hampshire | 301 | $4,607 | 6.750% |
| New Mexico | 292 | $5,116 | 6.750% |
| Maine | 271 | $4,936 | 6.625% |
| Nebraska | 254 | $4,634 | 6.500% |
| Rhode Island | 250 | $6,248 | 6.625% |
| West Virginia | 210 | $5,067 | 6.375% |
| Montana | 197 | $6,233 | 6.500% |
| South Dakota | 148 | $5,871 | 6.250% |
| Wyoming | 147 | $5,500 | 6.125% |
| North Dakota | 109 | $5,082 | 6.490% |
| District of Columbia | 105 | $6,025 | 6.625% |
| Vermont | 84 | $4,581 | 6.688% |