APR.net

AmeriSave Mortgage Corporation

24,298 mortgages originated in 2025 across 48 states, and what they cost borrowers.

30-year fixed, this week

6.58%

Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history

Loans originated
24,298
Median rate
8.000%
Median lender fees
$5,503
Median loan amount
$95,000
Median spread over APOR
2.157
Paid discount points
84.5%
Received lender credits
11.8%
Purchases / refinances
3% / 97%
Conventional / FHA / VA
76.1% / 19.6% / 4.2%
Across all lenders nationally in 2025, the median rate was 6.625% and median lender fees were $5,786 on 6,807,732 originations. Fee levels differ with the mix of loans a lender makes — purchase against refinance, conventional against government-backed — as well as with what it charges.

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 89.5% of loans here — see methodology.

Where AmeriSave Mortgage Corporation lent

States with at least 50 loans in 2025, ranked by volume.

State Loans Median fees Median rate
Florida 1,667 $5,691 7.990%
California 1,635 $5,244 8.625%
North Carolina 1,353 $5,507 7.500%
Georgia 1,343 $5,675 8.000%
Texas 1,068 $5,058 7.500%
Pennsylvania 997 $6,075 7.625%
Ohio 991 $6,100 7.500%
Virginia 957 $5,164 8.250%
New Jersey 888 $4,805 8.375%
Illinois 882 $5,413 8.000%
Tennessee 839 $6,716 7.125%
Michigan 791 $5,639 7.625%
Indiana 779 $5,126 7.990%
South Carolina 673 $5,466 7.875%
Missouri 636 $6,072 7.250%
Arizona 597 $5,043 8.375%
Maryland 572 $4,954 8.500%
Kentucky 532 $5,198 7.625%
Alabama 522 $6,620 7.500%
Massachusetts 498 $5,647 8.375%
Washington 487 $5,605 8.375%
Nevada 418 $5,003 8.500%
Colorado 371 $5,168 8.500%
Connecticut 340 $5,536 8.625%
Wisconsin 334 $4,846 8.250%
Arkansas 315 $5,936 7.375%
Oregon 287 $5,080 8.625%
Oklahoma 278 $7,196 7.500%
Mississippi 268 $7,368 6.750%
Kansas 251 $6,521 7.250%
Louisiana 235 $6,778 6.875%
West Virginia 221 $5,377 8.375%
New Mexico 206 $5,340 7.875%
Iowa 197 $5,386 7.375%
Utah 196 $4,682 8.500%
Minnesota 188 $8,351 6.625%
Delaware 183 $6,283 8.250%
Idaho 178 $5,112 8.500%
New Hampshire 170 $6,027 7.625%
Maine 157 $5,191 8.375%
Nebraska 150 $5,387 8.000%
Montana 126 $6,013 8.000%
Rhode Island 100 $5,922 8.500%
Alaska 87 $5,274 8.375%
Hawaii 71 $5,909 8.625%
South Dakota 62 $5,283 8.313%
Vermont 61 $5,730 7.750%
Wyoming 55 $5,686 8.625%