Broker Solutions, Inc.
57,261 mortgages originated in 2025 across 48 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 57,261
- Median rate
- 6.750%
- Median lender fees
- $7,777
- Median loan amount
- $255,000
- Median spread over APOR
- 0.626
- Paid discount points
- 57.4%
- Received lender credits
- 18.2%
- Purchases / refinances
- 69.6% / 21.5%
- Conventional / FHA / VA
- 59.5% / 32.4% / 7.5%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 93.4% of loans here — see methodology.
Where Broker Solutions, Inc. lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| Texas | 5,508 | $8,980 | 6.750% |
| California | 5,105 | $8,241 | 6.875% |
| Georgia | 4,063 | $9,326 | 6.625% |
| Florida | 3,881 | $9,700 | 6.750% |
| Illinois | 3,581 | $6,081 | 6.875% |
| Missouri | 2,619 | $4,896 | 6.875% |
| Pennsylvania | 2,148 | $7,676 | 6.750% |
| Minnesota | 1,842 | $6,878 | 6.750% |
| Washington | 1,680 | $8,338 | 6.750% |
| North Carolina | 1,619 | $8,173 | 6.750% |
| Ohio | 1,553 | $8,152 | 6.990% |
| Colorado | 1,551 | $7,200 | 6.625% |
| Tennessee | 1,519 | $8,236 | 6.625% |
| Iowa | 1,432 | $4,932 | 6.750% |
| Arizona | 1,347 | $8,246 | 6.750% |
| New Jersey | 1,346 | $9,935 | 6.875% |
| Nevada | 1,190 | $9,152 | 6.750% |
| Kentucky | 1,165 | $7,510 | 6.625% |
| Indiana | 1,163 | $7,357 | 6.990% |
| Massachusetts | 1,118 | $7,120 | 6.750% |
| New York | 937 | $12,042 | 6.750% |
| South Carolina | 933 | $8,350 | 6.750% |
| Alabama | 933 | $7,092 | 6.750% |
| Virginia | 894 | $8,825 | 6.750% |
| Michigan | 809 | $6,943 | 6.875% |
| Maryland | 614 | $8,833 | 6.750% |
| Mississippi | 571 | $8,054 | 6.875% |
| Oregon | 540 | $8,000 | 6.875% |
| Utah | 540 | $9,247 | 6.750% |
| Wisconsin | 538 | $6,971 | 6.875% |
| Connecticut | 530 | $8,234 | 6.750% |
| Oklahoma | 498 | $8,831 | 6.875% |
| Maine | 387 | $5,304 | 6.750% |
| Arkansas | 342 | $7,484 | 6.875% |
| New Mexico | 323 | $7,968 | 6.875% |
| Louisiana | 305 | $6,712 | 6.990% |
| Idaho | 282 | $8,672 | 6.750% |
| Kansas | 278 | $6,735 | 6.875% |
| West Virginia | 267 | $7,345 | 6.990% |
| New Hampshire | 226 | $6,730 | 6.750% |
| Delaware | 206 | $8,955 | 6.750% |
| Rhode Island | 174 | $10,463 | 6.625% |
| Montana | 166 | $7,735 | 6.745% |
| Nebraska | 147 | $7,421 | 6.875% |
| North Dakota | 83 | $8,676 | 6.875% |
| Vermont | 81 | $8,930 | 6.750% |
| Wyoming | 72 | $9,402 | 6.875% |
| Alaska | 55 | — | 6.750% |