Fairway Independent Mortgage Corporation
74,450 mortgages originated in 2025 across 49 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 74,450
- Median rate
- 6.625%
- Median lender fees
- $6,761
- Median loan amount
- $295,000
- Median spread over APOR
- 0.363
- Paid discount points
- 49.1%
- Received lender credits
- 16.4%
- Purchases / refinances
- 86.3% / 11.2%
- Conventional / FHA / VA
- 68.1% / 22.1% / 8.8%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 85.9% of loans here — see methodology.
Where Fairway Independent Mortgage Corporation lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| Texas | 7,468 | $8,391 | 6.625% |
| Arizona | 4,724 | $8,498 | 6.625% |
| Illinois | 4,215 | $6,881 | 6.875% |
| Indiana | 3,665 | $3,878 | 6.750% |
| Georgia | 3,631 | $7,690 | 6.625% |
| Florida | 3,153 | $8,141 | 6.625% |
| North Carolina | 2,993 | $6,225 | 6.625% |
| Wisconsin | 2,947 | $4,277 | 6.625% |
| California | 2,867 | $9,821 | 6.625% |
| Ohio | 2,685 | $5,816 | 6.750% |
| Minnesota | 2,657 | $6,091 | 6.750% |
| Washington | 2,480 | $8,038 | 6.625% |
| Missouri | 2,363 | $4,249 | 6.625% |
| Colorado | 2,297 | $7,090 | 6.625% |
| Massachusetts | 1,954 | $5,364 | 6.625% |
| Alabama | 1,902 | $5,544 | 6.625% |
| Kansas | 1,876 | $3,586 | 6.625% |
| Virginia | 1,757 | $6,702 | 6.500% |
| Tennessee | 1,593 | $8,100 | 6.500% |
| Arkansas | 1,335 | $7,553 | 6.490% |
| South Carolina | 1,326 | $7,670 | 6.750% |
| Pennsylvania | 1,231 | $6,582 | 6.625% |
| Oregon | 1,175 | $8,907 | 6.625% |
| Maryland | 1,121 | $7,889 | 6.625% |
| Utah | 934 | $6,840 | 6.625% |
| Wyoming | 885 | $8,152 | 6.490% |
| New Jersey | 844 | $7,649 | 6.750% |
| New York | 749 | $7,811 | 6.625% |
| Connecticut | 737 | $6,341 | 6.625% |
| Idaho | 707 | $9,718 | 6.490% |
| New Hampshire | 707 | $4,676 | 6.625% |
| Nebraska | 687 | $5,104 | 6.490% |
| Kentucky | 573 | $5,509 | 6.625% |
| Nevada | 460 | $8,746 | 6.750% |
| Maine | 390 | $5,861 | 6.625% |
| North Dakota | 382 | $8,459 | 6.400% |
| South Dakota | 375 | $5,753 | 6.250% |
| Iowa | 348 | $5,076 | 6.750% |
| Michigan | 336 | $5,517 | 6.625% |
| Oklahoma | 300 | $7,049 | 6.750% |
| Delaware | 300 | $6,198 | 6.625% |
| Louisiana | 279 | $7,874 | 6.640% |
| Mississippi | 246 | $8,326 | 6.690% |
| Montana | 207 | $8,300 | 6.125% |
| District of Columbia | 124 | $8,143 | 6.625% |
| Vermont | 119 | $5,916 | 6.750% |
| Rhode Island | 102 | $5,068 | 6.750% |
| Hawaii | 85 | $11,324 | 6.625% |
| New Mexico | 83 | $5,518 | 6.625% |