Community Bank, National Association
4,913 mortgages originated in 2025 across 4 states, and what they cost borrowers.
30-year fixed, this week
6.71%
Freddie Mac's survey average for the week of September 3, 2026 — a year earlier it was 6.56%, and the past year ranged 5.98–6.71%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 4,913
- Median rate
- 7.000%
- Median lender fees
- —
The going rate is the federal "average prime offer rate" for a comparable loan; 0.5 means half a percentage point above it.
- Median loan amount
- $125,000
- Above the going rate (spread over APOR)
- 0.635
- Paid discount points
- 1.8%
- Received lender credits
- 14%
- Purchases / refinances
- 49.6% / 15.1%
- Conventional / FHA / VA
- 99.8% / 0% / 0.2%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 69.2% of loans here — see methodology.
Where Community Bank, National Association lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| New York | 3,851 | — | 7.000% |
| Pennsylvania | 591 | — | 7.125% |
| Vermont | 402 | — | 7.000% |
| Massachusetts | 54 | — | 7.375% |