DHI MORTGAGE COMPANY, LTD.
69,159 mortgages originated in 2025 across 35 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 69,159
- Median rate
- 4.990%
- Median lender fees
- $7,551
- Median loan amount
- $325,000
- Median spread over APOR
- -1.277
- Paid discount points
- 51%
- Received lender credits
- 5.3%
- Purchases / refinances
- 100% / 0%
- Conventional / FHA / VA
- 35.2% / 45.9% / 17.2%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 95% of loans here — see methodology.
Where DHI MORTGAGE COMPANY, LTD. lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| Texas | 17,748 | $8,646 | 4.500% |
| Florida | 11,582 | $8,382 | 4.875% |
| North Carolina | 5,258 | $4,480 | 5.125% |
| South Carolina | 4,153 | $6,852 | 4.990% |
| Georgia | 2,777 | $8,267 | 4.990% |
| California | 2,776 | $10,271 | 5.250% |
| Arizona | 2,406 | $10,356 | 3.990% |
| Alabama | 2,376 | $6,398 | 4.990% |
| Tennessee | 2,122 | $3,053 | 5.750% |
| Nevada | 2,059 | $8,113 | 4.990% |
| Washington | 1,626 | $3,302 | 5.500% |
| Utah | 1,170 | $2,438 | 5.750% |
| Indiana | 1,129 | $6,370 | 5.250% |
| Colorado | 1,014 | $8,922 | 4.625% |
| Louisiana | 973 | $6,901 | 4.625% |
| Ohio | 933 | $9,350 | 4.750% |
| Illinois | 854 | $2,832 | 5.875% |
| Maryland | 734 | $8,751 | 5.500% |
| Oklahoma | 717 | $6,704 | 4.990% |
| Iowa | 671 | $1,976 | 5.375% |
| Minnesota | 658 | $150 | 5.500% |
| Virginia | 657 | $8,515 | 5.500% |
| Mississippi | 645 | $6,142 | 4.990% |
| Arkansas | 638 | $5,310 | 5.500% |
| Pennsylvania | 612 | $5,202 | 6.375% |
| Oregon | 547 | $3,919 | 5.500% |
| New Jersey | 533 | $6,144 | 6.500% |
| New Mexico | 432 | $9,060 | 4.990% |
| Nebraska | 329 | $3,011 | 5.500% |
| Hawaii | 263 | $5,216 | 5.500% |
| Delaware | 261 | $7,089 | 6.250% |
| Kentucky | 204 | $7,530 | 5.500% |
| West Virginia | 139 | $3,939 | 5.875% |
| Missouri | 81 | $2,303 | 5.688% |
| Wisconsin | 52 | — | 5.875% |