TOWNE MORTGAGE COMPANY
7,371 mortgages originated in 2025 across 24 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 7,371
- Median rate
- 6.375%
- Median lender fees
- $7,871
- Median loan amount
- $255,000
- Median spread over APOR
- 0.290
- Paid discount points
- 54.3%
- Received lender credits
- 42.8%
- Purchases / refinances
- 79.5% / 19.5%
- Conventional / FHA / VA
- 44.3% / 38% / 11.2%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 98.2% of loans here — see methodology.
Where TOWNE MORTGAGE COMPANY lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| Illinois | 1,046 | $6,880 | 6.625% |
| Texas | 796 | $12,481 | 5.990% |
| Florida | 695 | $8,276 | 6.250% |
| Georgia | 646 | $9,011 | 6.490% |
| Alabama | 620 | $6,321 | 6.250% |
| Michigan | 430 | $5,230 | 6.625% |
| South Carolina | 351 | $8,737 | 6.375% |
| Louisiana | 296 | $7,755 | 6.250% |
| North Carolina | 290 | $8,496 | 6.500% |
| Colorado | 225 | $8,452 | 6.250% |
| Virginia | 199 | $6,122 | 6.375% |
| Wisconsin | 196 | $4,484 | 6.625% |
| Mississippi | 185 | $7,746 | 6.500% |
| Pennsylvania | 180 | $7,954 | 6.375% |
| Oklahoma | 170 | $8,039 | 6.250% |
| Tennessee | 143 | $7,252 | 6.375% |
| Missouri | 134 | $6,943 | 6.500% |
| Arizona | 77 | $7,776 | 6.125% |
| Minnesota | 74 | $6,362 | 6.625% |
| Indiana | 74 | $6,480 | 6.495% |
| California | 72 | $9,017 | 6.313% |
| Ohio | 66 | $7,950 | 6.500% |
| Maryland | 65 | $9,502 | 6.250% |
| Kentucky | 63 | $6,450 | 6.490% |