HANCOCK WHITNEY BANK
3,719 mortgages originated in 2025 across 5 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 3,719
- Median rate
- 6.000%
- Median lender fees
- $5,195
- Median loan amount
- $185,000
- Median spread over APOR
- -0.160
- Paid discount points
- 23.4%
- Received lender credits
- 5.9%
- Purchases / refinances
- 45% / 13.6%
- Conventional / FHA / VA
- 87.2% / 9.1% / 2.7%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 46.5% of loans here — see methodology.
Where HANCOCK WHITNEY BANK lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| Louisiana | 2,258 | $5,142 | 6.000% |
| Florida | 538 | $5,734 | 6.125% |
| Mississippi | 480 | $4,363 | 6.000% |
| Texas | 209 | $6,037 | 6.125% |
| Alabama | 204 | $6,558 | 5.875% |