FIDELITY BANK
1,634 mortgages originated in 2025 across 3 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 1,634
- Median rate
- 6.750%
- Median lender fees
- $7,011
- Median loan amount
- $215,000
- Median spread over APOR
- 0.514
- Paid discount points
- 49.6%
- Received lender credits
- 18.8%
- Purchases / refinances
- 78.6% / 11.3%
- Conventional / FHA / VA
- 69.2% / 22.8% / 5.5%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 83.2% of loans here — see methodology.
Where FIDELITY BANK lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| Louisiana | 1,369 | $6,932 | 6.750% |
| Mississippi | 146 | $6,223 | 6.875% |
| Florida | 59 | $9,032 | 6.500% |