FIRST COMMUNITY MORTGAGE, INC.

10,308 mortgages originated in 2025 across 24 states, and what they cost borrowers.

Loans originated

10,308

Median rate

6.500%

Median lender fees

$7,065

Median loan amount

$265,000

Median spread over APOR

0.276

Paid discount points

50.3%

Received lender credits

42%

Purchases / refinances

81.9% / 17.6%

Conventional / FHA / VA

59.9% / 26.2% / 9%

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 94.7% of loans here — see methodology.

Where FIRST COMMUNITY MORTGAGE, INC. lent

States with at least 50 loans in 2025, ranked by volume.