GENEVA FINANCIAL, LLC

5,554 mortgages originated in 2025 across 26 states, and what they cost borrowers.

Loans originated

5,554

Median rate

6.750%

Median lender fees

$8,195

Median loan amount

$245,000

Median spread over APOR

0.647

Paid discount points

68%

Received lender credits

29.3%

Purchases / refinances

83.4% / 16.6%

Conventional / FHA / VA

56.3% / 34% / 6.3%

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 89.3% of loans here — see methodology.

Where GENEVA FINANCIAL, LLC lent

States with at least 50 loans in 2025, ranked by volume.