Equity Prime Mortgage LLC

12,066 mortgages originated in 2025 across 35 states, and what they cost borrowers.

Loans originated

12,066

Median rate

6.625%

Median lender fees

$11,767

Median loan amount

$265,000

Median spread over APOR

0.408

Paid discount points

72.1%

Received lender credits

33.3%

Purchases / refinances

56.9% / 43.1%

Conventional / FHA / VA

4.3% / 57.4% / 30.1%

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 99.6% of loans here — see methodology.

Where Equity Prime Mortgage LLC lent

States with at least 50 loans in 2025, ranked by volume.