Regions Bank
30,269 mortgages originated in 2025 across 14 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 30,269
- Median rate
- 5.625%
- Median lender fees
- $3,400
- Median loan amount
- $105,000
- Median spread over APOR
- -0.316
- Paid discount points
- 19.1%
- Received lender credits
- 16.3%
- Purchases / refinances
- 25.8% / 25.8%
- Conventional / FHA / VA
- 93.8% / 4.3% / 1.4%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 52.7% of loans here — see methodology.
Where Regions Bank lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| Florida | 5,826 | $5,034 | 5.375% |
| Alabama | 5,523 | $2,534 | 4.990% |
| Tennessee | 5,322 | $2,057 | 4.990% |
| Georgia | 2,869 | $4,709 | 6.125% |
| Mississippi | 1,886 | $2,870 | 5.750% |
| Louisiana | 1,282 | $4,059 | 6.000% |
| Texas | 1,252 | $5,574 | 6.125% |
| Missouri | 1,188 | $3,014 | 4.990% |
| Illinois | 1,168 | $2,469 | 4.990% |
| Arkansas | 1,129 | $2,824 | 6.125% |
| Indiana | 1,071 | $2,728 | 5.875% |
| South Carolina | 604 | $4,677 | 6.000% |
| North Carolina | 544 | $5,093 | 6.125% |
| Kentucky | 288 | $3,044 | 6.063% |