BPL MORTGAGE TRUST, LLC
7,256 mortgages originated in 2025 across 25 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 7,256
- Median rate
- 7.500%
- Median lender fees
- —
- Median loan amount
- $125,000
- Median spread over APOR
- —
- Paid discount points
- 0%
- Received lender credits
- 0%
- Purchases / refinances
- 35.9% / 64.1%
- Conventional / FHA / VA
- 100% / 0% / 0%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 0% of loans here — see methodology.
Where BPL MORTGAGE TRUST, LLC lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| Ohio | 1,513 | — | 7.500% |
| Pennsylvania | 757 | — | 7.375% |
| Illinois | 469 | — | 7.875% |
| Michigan | 431 | — | 7.625% |
| Missouri | 365 | — | 7.375% |
| New Jersey | 321 | — | 7.500% |
| Texas | 319 | — | 7.375% |
| Alabama | 292 | — | 7.500% |
| Georgia | 244 | — | 7.375% |
| New York | 241 | — | 7.625% |
| Tennessee | 224 | — | 7.250% |
| Florida | 222 | — | 7.250% |
| Indiana | 208 | — | 7.500% |
| Maryland | 185 | — | 7.375% |
| North Carolina | 182 | — | 7.375% |
| Mississippi | 164 | — | 7.375% |
| Oklahoma | 146 | — | 7.500% |
| Connecticut | 124 | — | 7.472% |
| Wisconsin | 98 | — | 7.500% |
| Kansas | 93 | — | 7.750% |
| Louisiana | 80 | — | 7.500% |
| Virginia | 64 | — | 7.250% |
| South Carolina | 59 | — | 7.125% |
| Kentucky | 52 | — | 7.125% |
| Arkansas | 52 | — | 7.150% |