DELMAR FINANCIAL COMPANY
2,358 mortgages originated in 2025 across 10 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 2,358
- Median rate
- 6.500%
- Median lender fees
- $4,589
- Median loan amount
- $255,000
- Median spread over APOR
- 0.280
- Paid discount points
- 31.4%
- Received lender credits
- 31.4%
- Purchases / refinances
- 81.8% / 18.2%
- Conventional / FHA / VA
- 64% / 22.9% / 11.9%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 99.9% of loans here — see methodology.
Where DELMAR FINANCIAL COMPANY lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| Missouri | 680 | $4,180 | 6.625% |
| Illinois | 638 | $3,917 | 6.625% |
| South Carolina | 255 | $5,846 | 6.490% |
| Tennessee | 142 | $6,431 | 6.500% |
| Florida | 106 | $8,469 | 6.433% |
| Mississippi | 89 | $7,618 | 6.490% |
| North Carolina | 83 | $5,874 | 6.490% |
| Nebraska | 73 | $3,622 | 6.625% |
| Virginia | 71 | $4,517 | 6.500% |
| Kansas | 56 | $2,965 | 6.625% |