APR.net

MORTGAGE SOLUTIONS OF COLORADO, LLC

6,224 mortgages originated in 2025 across 25 states, and what they cost borrowers.

30-year fixed, this week

6.58%

Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history

Loans originated
6,224
Median rate
7.250%
Median lender fees
$5,229
Median loan amount
$285,000
Median spread over APOR
0.870
Paid discount points
51.9%
Received lender credits
31.9%
Purchases / refinances
74.3% / 25.7%
Conventional / FHA / VA
8.6% / 18.1% / 72.8%
Across all lenders nationally in 2025, the median rate was 6.625% and median lender fees were $5,786 on 6,807,732 originations. Fee levels differ with the mix of loans a lender makes — purchase against refinance, conventional against government-backed — as well as with what it charges.

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 99.6% of loans here — see methodology.

Where MORTGAGE SOLUTIONS OF COLORADO, LLC lent

States with at least 50 loans in 2025, ranked by volume.

State Loans Median fees Median rate
Texas 1,363 $4,607 7.375%
Georgia 446 $3,177 7.750%
Colorado 423 $7,298 6.500%
North Carolina 404 $5,251 7.750%
Florida 380 $5,956 7.500%
Oklahoma 315 $4,917 7.250%
California 260 $11,996 6.750%
Alabama 227 $3,870 7.750%
Mississippi 224 $6,558 6.750%
New Mexico 223 $8,046 6.750%
South Carolina 190 $3,311 7.750%
Louisiana 157 $6,331 7.188%
Tennessee 148 $4,406 7.750%
Ohio 128 $4,516 7.750%
Missouri 119 $3,302 7.750%
Arkansas 112 $683 7.750%
Washington 111 $9,545 6.875%
Indiana 99 $3,225 7.750%
Kentucky 94 $4,046 7.500%
Illinois 88 $4,330 7.688%
Arizona 77 $5,626 7.250%
Michigan 72 $4,433 7.750%
Pennsylvania 64 $5,931 7.500%
Kansas 58 $3,878 7.750%
Nevada 54 $4,943 7.250%