UNION HOME MORTGAGE CORP.

37,767 mortgages originated in 2025 across 40 states, and what they cost borrowers.

Loans originated

37,767

Median rate

6.625%

Median lender fees

$6,796

Median loan amount

$275,000

Median spread over APOR

0.374

Paid discount points

53.3%

Received lender credits

25%

Purchases / refinances

75.3% / 20.6%

Conventional / FHA / VA

68% / 21.3% / 9%

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 88.5% of loans here — see methodology.

Where UNION HOME MORTGAGE CORP. lent

States with at least 50 loans in 2025, ranked by volume.