SOUTHWEST STAGE FUNDING, LLC
2,752 mortgages originated in 2025 across 13 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 2,752
- Median rate
- 7.900%
- Median lender fees
- $5,118
- Median loan amount
- $165,000
- Median spread over APOR
- 1.960
- Paid discount points
- 11.1%
- Received lender credits
- 12.4%
- Purchases / refinances
- 99.9% / 0.1%
- Conventional / FHA / VA
- 72.3% / 23% / 4.7%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 100% of loans here — see methodology.
Where SOUTHWEST STAGE FUNDING, LLC lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| Texas | 748 | $4,882 | 8.200% |
| South Carolina | 336 | $5,352 | 7.750% |
| Oklahoma | 211 | $5,203 | 8.000% |
| Florida | 197 | $6,323 | 6.750% |
| Alabama | 190 | $4,439 | 8.575% |
| North Carolina | 160 | $5,667 | 7.112% |
| Georgia | 135 | $5,477 | 7.500% |
| Tennessee | 135 | $5,418 | 7.500% |
| Mississippi | 107 | $4,431 | 8.350% |
| Arkansas | 88 | $4,711 | 8.000% |
| New Mexico | 64 | $5,504 | 7.875% |
| Missouri | 54 | $4,897 | 7.750% |
| Louisiana | 54 | $3,460 | 8.375% |