EVERETT FINANCIAL, INC.

16,155 mortgages originated in 2025 across 32 states, and what they cost borrowers.

Loans originated

16,155

Median rate

6.750%

Median lender fees

$8,555

Median loan amount

$275,000

Median spread over APOR

0.564

Paid discount points

56.1%

Received lender credits

36.6%

Purchases / refinances

84.5% / 13.6%

Conventional / FHA / VA

64.4% / 29.3% / 5.5%

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 89.9% of loans here — see methodology.

Where EVERETT FINANCIAL, INC. lent

States with at least 50 loans in 2025, ranked by volume.