Nations Lending Corporation
6,568 mortgages originated in 2025 across 24 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 6,568
- Median rate
- 6.625%
- Median lender fees
- $6,175
- Median loan amount
- $265,000
- Median spread over APOR
- 0.329
- Paid discount points
- 69.7%
- Received lender credits
- 37.1%
- Purchases / refinances
- 69% / 31%
- Conventional / FHA / VA
- 58.4% / 29.3% / 11.2%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 97% of loans here — see methodology.
Where Nations Lending Corporation lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| Wisconsin | 943 | $3,874 | 6.625% |
| Texas | 709 | $7,024 | 6.625% |
| Ohio | 658 | $5,452 | 6.750% |
| Arizona | 564 | $6,029 | 6.500% |
| Missouri | 385 | $4,289 | 6.750% |
| Oregon | 304 | $5,732 | 6.500% |
| Indiana | 252 | $5,079 | 6.500% |
| Nevada | 222 | $5,925 | 6.500% |
| Illinois | 210 | $7,567 | 6.750% |
| Mississippi | 209 | $5,640 | 6.500% |
| Florida | 199 | $9,457 | 6.500% |
| California | 177 | $8,118 | 6.500% |
| New Jersey | 167 | $10,793 | 6.625% |
| Tennessee | 167 | $9,302 | 6.375% |
| Minnesota | 143 | $5,248 | 6.625% |
| New Mexico | 133 | $5,588 | 6.875% |
| North Carolina | 126 | $9,401 | 6.375% |
| Virginia | 95 | $9,841 | 6.375% |
| Georgia | 91 | $10,582 | 6.250% |
| Louisiana | 90 | $5,100 | 7.250% |
| South Carolina | 74 | $8,567 | 6.375% |
| Massachusetts | 69 | $12,110 | 6.625% |
| Pennsylvania | 62 | $11,653 | 6.313% |
| Alabama | 57 | $6,452 | 6.625% |