Renasant Bank
8,976 mortgages originated in 2025 across 10 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 8,976
- Median rate
- 6.690%
- Median lender fees
- $5,944
- Median loan amount
- $225,000
- Median spread over APOR
- 0.160
- Paid discount points
- 27.6%
- Received lender credits
- 18.2%
- Purchases / refinances
- 62.3% / 27%
- Conventional / FHA / VA
- 78.1% / 14.1% / 4.8%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 65% of loans here — see methodology.
Where Renasant Bank lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| Mississippi | 2,189 | $5,087 | 6.990% |
| Georgia | 2,005 | $7,651 | 6.625% |
| Alabama | 1,966 | $5,292 | 6.625% |
| Tennessee | 941 | $6,193 | 6.500% |
| South Carolina | 545 | $6,659 | 6.500% |
| Florida | 425 | $7,150 | 6.990% |
| North Carolina | 301 | $5,764 | 6.500% |
| Louisiana | 187 | — | 7.500% |
| Kentucky | 161 | $5,146 | 6.375% |
| Virginia | 156 | $4,497 | 6.625% |